Part 4

Memphis, Shelby County and the surrounding area have been known as a “bankruptcy capital” for as long as I can remember. I noted over the years I have been doing property research that some people are multiple offenders when It comes to filing bankruptcy. That would mainly be chapter thirteen bankruptcies where the court reorganizes your debts and you still pay your creditors, just at a lower amount. I don’t know how many times you can file this type of bankruptcy but I have seen where some people would file for chapter thirteen one year after another. And then eventually go ahead file for chapter seven which wipes out their debt.
The public needs to educate themselves on their finances and learn from past financial mistakes. When you sign a document making a financial commitment, know what you are signing. And never be afraid or in too much of a hurry to ask questions. Almost everyone wants a home of their own, but does it have to be the biggest house on the block? It would be a wise idea to learn from generation that grew up during the Depression who saved and bought what they could afford.

Pathways Radio April 8 & 10, 2008

1. Nick Lowe/12 Step Program (To Quit You Babe)/The Impossible Bird

2. Jackie Greene/Like A Ball and Chain/Giving Up The Ghost

3. The Waifs/Eternity/Sundirtwater

4. Elvis Costello & Burt Bacharach/I Still Have That Other Girl/Painted From Memory

5. Clem Snide/Something Beautiful/End Of Love

6. Cat Power/Metal Heart/Juke Box

7. Crooked Still/Wind and Rain/Shaken By A Low Sound

8. Pina/The Debt Song/Quick Look

9. Tyler Ramsey/When I Wake/A Long Dream About Swimming Across The Sea

10. The Heavy Circles/Maximo/The Heavy Circles

11. Spottiswood & His Enemies/In The Pouring Rain/That's What I Like

12. Over The Rhine/When You Say Love/Ohio

13. Bob Mould/Stupid Now/District Line

14. James McMurtry/Freeway View/Just Us Kids (Request)

15. Jim White/Crash Into The Sun/Transnormal Skipperoo

16. Laura Love/Hey Bigelow/Fourteen Days

17. Brad Laner/Out Cold/Neighbor Singing

18. Lyle Lovett/Why I Don't Know/Anthology Vol. 1 Cowboy Man (Rockpile)

19. Rockpile/Now and Always/Seconds Of Pleasure

20. The Clumsy Lovers/Mercy/After The Flood

21. The John Henrys/Truth Be Told (Inez)/Sweet As The Grain

22. She & Him/Change Is Hard/Volume 1

23. The Wood Brothers/Walk Away/Loaded

24. Kula Shaker/Fool That I Am/Strange Folk

25. The Weepies/I Wish I Could Forget/Hideaway

26. Matthew Ryan/Chickering Angel/Concussion

27. Nina Simone/I Shall Be Released/Just Like A Woman

28. Rilo Kiley/Dreamworld/Under The Blacklight

29. Radiohead/Jigsaw Falling Into Place/In Rainbows

30. Miwagemini/Traveling Man/This Is How I Found You

31. Tyler Ramsey/Chinese New Year/A Long Dream About Swimming In The Sea

WEVL Spring Pledge Drive

WEVL Spring Pledge Drive begins this Friday so my pledge drive show is the next Tuesday. I have decided to do a theme program and the theme is sad songs. I don't just mean love songs, any sad song (preferably not Top 40 and no FCC not allowed words). Murder ballads are good, songs about war, anything sad or poignant. It does not have to be a slow song, it can even have an uptempo beat.
Now some may think that sad songs are, well, just too sad. But I have come to find out over the last eleven years(11 years this month) of Pathways that most people, myself included, really like a good sad song. A sad song can actually make you feel better. Maybe it's the fact that someone else feels or has felt the same way you do. You could even use the term "feels your pain".
If you have any good suggestions, pass them on. I am not promising I will use it, but I will consider all suggestions. My real dilemma has been trying to come up with a good title for the program. I need it to convey the subject matter but not come across negative. If you have any ideas in that direction, once more, pass them on.
And finally, like I said, it's a pledge drive so we need new members. You can find out all about becoming a member of WEVL at http://www.wevl.org/. Thanks

Tax Time

It is almost April Fifteenth again. Tax Time. I actually filed early this year, I mailed them last week. For me that is earlier. I had to pay, it was painful. Death and taxes, an old phrase but it is true that both will get you sooner or later. Writing that check hurt my feelings but I kind of knew it would be the case. So now I am really poor, so much for savings. I filed separate this year, I did not want to be responsible for my soon to be ex husband's tax bill also. It was the best thing for me and I don't think he would want to be responsible for mine either. My CPA said the IRS goes for the deepest pockets when there is a problem with someone not paying. My pockets are empty.

Rachel On The Run

Rachel is leaving again. I hate it but it is a good thing. Her Aunt Nancy helped her get a job for the summer teaching English. It is at a language school in South Carolina and it is in an ESL program. Plus her aunt is developing a software program for teaching English aimed at the 13 to 30 age group. and she wants to pay Rach to help her edit it. So that is good.
I wish she was going to be here longer so I could spend time with her before she leaves for Germany again. She says she's going back but she has to have a job there first. So while she is in South Carolina we can go visit and go to the beach. Her grandmother is there too so she will be able to visit and spend time with here. The girls were always very close to their grandparents.
I hope this job helps her onto better things. Right now she is trying to figure out how much the IRS will get out of what she makes. I think I just heard. "It's not fair!" Tell me.

Knowing When To Stop

      I really love my two daughters. Faults and all...theirs, not mine. Take my oldest daughter, Rachel. I love her. But she has a very annoying habit, she does not know when the joke is over. She does not know when to stop. Ask her sister, Ariel. She'll tell you. Ask me. I am glad she is home but right now she is playing ABBA loudly in my ear and singing along. I told her I was doing homework but when she is bored she gets very annoying. O God, German rap! It does not sound the same, does not flow. And I do not really care for rap anyway. But Rachel, She keeps on and on. I kept getting phone calls from an unknown number that would hang up, it was her. But she kept it up even after I knew it was her, then she started on Ariel. I have to find her something to do.

Pathways Playlist April 1 & 3, 2008

Pathways Playlist April 1 & 3, 2008
1. Alejandro Escovedo/Don't Need You/Those That Fall Between


2. Julie Miller/ I Need You/Broken Things

3. Jackie Greene/Shaken/Giving Up The Ghosts

4. Joni Mitchell/This Place/Shine

5. Matt Costa/Vienna/Unfamiliar Faces

6. The Kennedys/I Found A Road/Better Dreams

7. Ray Davies/In A Moment/Working Man's Cafe

8. The Beautiful South/Tupperware Queen/Painting It Red

9. Dirty Martini/Supergirl/Dirty Martini

10. Bill Mallonee/Carol Merrill/Dear Life,

11. Peter Case/Million Dollars Bail/Let Us Now Praise Sleepy John

12. Neko Case/Stinging Violet/Blacklisted

13. Will Kimbrough/Half A Man/Will Kimbrough (EP)

14. Sonia Dada/You Don't Treat Me No Good/Lay Down & Love It Live

15. Jarvis Cocker/Tonight/Jarvis Cocker

16. Marykate O'Neil/I Sleep With My Clothes On/1-800-Bankrupt

17. Mark Knopfler/Punish The Monkey/Kill To Get Crimson

18. Erin Mckeown/Fast As I Can/Distillation

19. Eef Barzelay/Let Us Be Naked/Bitter Honey

20. Over The Rhine/Cruel & Pretty/Ohio

21. Ani DiFranco/Wish I May/To The Teeth

22. The Schramms/Rogue's Gallery/Dizzy Spell

23. Shawn Mullins/See That Train/Honeydew

24. Jennifer O'Connor/Tonight We Ride/Over The Mountain, Across The Valley,Back To The Stars

25. Gram Parsons, The Flying Burrito Brothers/Dark End Of The Street/The Gram Parsons Anthology

26. The Papercranes/What's Left/Vidalia

27. Rasins In The Sun/You Can Let Go Now/Raisins In The Sun

28. Kaki King/Open Mouth/Dreaming Of Revenge